News and Updates
Gifting to Your Children: Direct Gifts or an Irrevocable Trust?
What would you want to be true about a large gift to your child five years after you make it? That you can see how they handled it, or that […]
The Cash Balance Plan Question Is Really a Cash Flow Question
I am a fan of cash balance plans. Who would not want another $200,000 a year of tax-deferred space stacked on top of a maxed-out solo 401(k)? But nearly every […]
What the IRS Ruling on 351 ETF Conversions Means If You Already Did One
“Earlier this year, my advisor walked me through a Section 351 ETF conversion as a way to diversify without triggering the full capital gain. And we went through with it. […]
The IRS Number That Decides Whether Your Family Loan Is a Gift
There is a number the IRS publishes every month that settles most of the debate about lending money to your kids. It is called the applicable federal rate, or AFR, […]
You Probably Already Own the AI Build-Out
NVIDIA is roughly eight percent of the S&P 500 on its own. Broadcom, AMD, Intel, Dell, Seagate, and Eaton are all sitting in there too. Before going looking for a […]
What’s Next?
Every engagement begins with a brief intake form so your advisory team can prepare ahead of time and align the conversation to your financial picture and goals. From there, you receive a tailored proposal built around your specific situation, walked through with you in detail so every question is answered before any commitment is made.