News and Updates
The Cash Balance Plan Question Is Really a Cash Flow Question
I am a fan of cash balance plans. Who would not want another $200,000 a year of tax-deferred space stacked on top of a maxed-out solo 401(k)? But nearly every […]
What the IRS Ruling on 351 ETF Conversions Means If You Already Did One
“Earlier this year, my advisor walked me through a Section 351 ETF conversion as a way to diversify without triggering the full capital gain. And we went through with it. […]
400 Acres, Three Siblings, and One Brother Who Needs the Land to Make a Living
Divide 400 acres three ways and you get 133 acres apiece. That sounds tidy until you notice that one sibling farms for a living, one wants to cash out, and […]
Why I Now Think of Gold as Insurance, Not an Investment
The standard knock on gold is that it does not yield anything. No dividends, no coupons, no earnings. For most of my career, if I saw a large gold position […]
At What Yield Would You Lock In Long-Term Bonds?
If the ten-year Treasury climbed to 7% or 8%, would you move most of your portfolio into long-term bonds and stop worrying about the stock market? It is a fair […]
What’s Next?
Every engagement begins with a brief intake form so your advisory team can prepare ahead of time and align the conversation to your financial picture and goals. From there, you receive a tailored proposal built around your specific situation, walked through with you in detail so every question is answered before any commitment is made.