News and Updates
Where Should Your Emergency Fund Live: A High Yield Savings Account or a Brokerage Money Market?
An emergency fund has one job, and earning the highest yield on the screen is not it. Its job is to be there, in full, the day something goes wrong. […]
The Commercial Real Estate Refinancing Problem Nobody Talks About Anymore
Picture a $2 million single-tenant Starbucks, bought several years ago at a 5% cap rate. The lease is solid, the tenant pays on time, and when the debt was financed […]
The Cash Balance Plan Question Is Really a Cash Flow Question
I am a fan of cash balance plans. Who would not want another $200,000 a year of tax-deferred space stacked on top of a maxed-out solo 401(k)? But nearly every […]
What the IRS Ruling on 351 ETF Conversions Means If You Already Did One
“Earlier this year, my advisor walked me through a Section 351 ETF conversion as a way to diversify without triggering the full capital gain. And we went through with it. […]
400 Acres, Three Siblings, and One Brother Who Needs the Land to Make a Living
Divide 400 acres three ways and you get 133 acres apiece. That sounds tidy until you notice that one sibling farms for a living, one wants to cash out, and […]
What’s Next?
Every engagement begins with a brief intake form so your advisory team can prepare ahead of time and align the conversation to your financial picture and goals. From there, you receive a tailored proposal built around your specific situation, walked through with you in detail so every question is answered before any commitment is made.