News and Updates
Gifting to Your Children: Direct Gifts or an Irrevocable Trust?
What would you want to be true about a large gift to your child five years after you make it? That you can see how they handled it, or that […]
Where Should Your Emergency Fund Live: A High Yield Savings Account or a Brokerage Money Market?
An emergency fund has one job, and earning the highest yield on the screen is not it. Its job is to be there, in full, the day something goes wrong. […]
HYSA vs Brokerage, Roth Tilt, Gold or Bonds, and Gifting: Five Finance Debates
Transcript Intro Noah Lewis: Welcome back to the Scholar Wealth Podcast. Stephan’s handing us the mic today for a face-off. Five questions in personal finance where thoughtful planners land on […]
The Commercial Real Estate Refinancing Problem Nobody Talks About Anymore
Picture a $2 million single-tenant Starbucks, bought several years ago at a 5% cap rate. The lease is solid, the tenant pays on time, and when the debt was financed […]
The Cash Balance Plan Question Is Really a Cash Flow Question
I am a fan of cash balance plans. Who would not want another $200,000 a year of tax-deferred space stacked on top of a maxed-out solo 401(k)? But nearly every […]
What’s Next?
Every engagement begins with a brief intake form so your advisory team can prepare ahead of time and align the conversation to your financial picture and goals. From there, you receive a tailored proposal built around your specific situation, walked through with you in detail so every question is answered before any commitment is made.