Expert Financial Guidance for Physicians
A WCI Preferred Recommended Advisor
Hello and welcome to all visitors from White Coat Investor! At Scholar Advising, we specialize in physician finance. Physicians operate in complex financial worlds — many are high earners with multiple income streams. Some are W-2, some are 1099, others receive production bonuses, and some are practice owners. Our role is to help you reclaim your time with clear, actionable strategies. From managing student loans to optimizing investments for tax efficiency, our advice is tailored to the unique challenges of physicians’ financial lives.
Why work with us?
100% Fiduciary, 100% of the Time
As a fiduciary firm, our commitment is to serve your best interests with no hidden agendas or undisclosed fees. Our advice is unbiased, based on rigorous analysis, and tailored to your personal situation. We do not charge an AUM fee and do not sell products. Instead, we charge a flat fee for financial advice based on the complexity of your needs.
Guidance for Physicians Who Want Control
Many of our clients enjoy managing parts of their finances themselves. Our job is to provide the clarity, strategy, and specific recommendations — down to the fund and dollar amount level — that allow you to make smart, confident decisions.
Specialists in Physician Finance
We aren’t a traditional planning firm built around average clients with average needs. We work with physicians who face more complex issues: managing student loans and repayment strategies, evaluating partnership buy-ins and practice ownership, addressing lifestyle creep as income grows, navigating burnout and questions around financial independence or early retirement, and planning for charitable and legacy goals. Because we work with physicians every day, we already understand these challenges before you even sit down with us.
Highly Credentialed Advisory Team
Our boutique firm is led by credentialed experts — every advisor holds a PhD in Finance. We bring deep technical knowledge and advanced strategies to every client relationship, combining academic expertise with real-world planning experience.
In Practice: Physician Client Case Studies
Physician Finances: Dr. and Dr. Smith’s Financial Journey
Current State of Finances
Dr. John and Dr. Emily Smith are a married couple, both working as physicians in their mid-30s, earning a combined W-2 and 1099…
Career Pivot on the Horizon: Planning for Burnout Prevention
Current State of Finances
Dr. Melissa Carter, a 45-year-old specialist in internal medicine, has built a thriving career over the past 15 years…
Legacy, Lifestyle, and Liquidity: Guiding the Kings Through Their Retirement Years
Current State of Finances
Dr. James King, a retired cardiologist now in his late 70s, spent over three decades in private practice. He and his wife, Elaine, enjoyed a high-earning lifestyle during his working years and were diligent savers…
What’s Next?
We provide financial planning and advice. All new client relationships begin with a comprehensive initial plan. Fill out our online form below to receive a complimentary personalized proposal within two to three business days.