Advice Tailored to Physicians

A WCI Preferred Recommended Advisor

Hello and welcome to all visitors from White Coat Investor! At Scholar Financial Advising, we specialize in providing hourly, fee-only financial planning services designed exclusively for DIY physicians. We understand the unique financial pressures you face—from tax efficiency and investment strategy to student loans and planning for a secure retirement—and we’re here to help.

Why Work With Us?

100% Fiduciary, 100% of the Time
As a fiduciary firm, our commitment is to serve your best interests with no hidden agendas or undisclosed fees. Our advice is unbiased, based on rigorous analysis and tailored to your personal financial situation. We do not charge an AUM fee and do not sell products. We charge a flat fee for financial advice based on the complexity of your situation.

Empowering DIY Investors
Our clients are DIY investors. Our role is to partner with you to equip you with advanced financial strategies and specific advice so that you can easily act on recommendations (even down to the fund and dollar amount level).

Specialized in Physician Financial Challenges
From navigating the complexities of medical school debt to optimizing your investments for tax efficiency, our expertise focuses on creating executable financial strategies unique to healthcare professionals.

Expert Advice
We are a boutique advisory firm providing personalized financial advice by advisors who all hold a Ph.D. in Finance. We value having an educated and highly credentialed team and you should too.

How Can We Help?

Investment Advice Tailored to Physicians
Our investment strategies consider the high earnings and retirement account options associated with the lumpy income of physicians from production bonuses, 1099 income, retirement matching, and physician group ownership and distributions.

Retirement Planning
Whether you are planning to retire soon, or are just out of residency, we’ll design an efficient plan that fits your specific situation and goals.

Insurance Planning and Asset Protection
Protecting your assets and future earnings is crucial. We guide you through selecting the right insurance options to cover your specific needs as a physician without the conflict of interest associated with selling financial products.

Debt Management and Student Loans
We’ll create strategies that make sense for paying off your medical school loans efficiently while balancing life’s other financial demands.

Estate Planning
We assist with strategizing for estate planning concerns both now and in the future. We want to make sure that the longevity of your wealth is taken into account opposed to being short sighted with your plans.