8 pros — including the former U.S. Mint director — on how (and if) you should invest in gold now

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Full Article Link: ‘More advisers coming out of the shadows on gold.’ 8 pros — including the former U.S. Mint director — on how (and if) you should invest in gold now


Quote from Dr. Stephan Shipe

“The right time to buy gold isn’t when the headlines are loudest — it’s when no one’s talking about it.”
—Dr. Stephan Shipe, Ph.D., CFA, CFP, Economist and Founder of Scholar Advising


Key Takeaways

  • Gold’s rally is making headlines — but headlines don’t make good entry points. Gold recently crossed the $4,000 mark, driven by geopolitical instability, central bank buying, and broader economic uncertainty. That has more investors asking whether now is the right time to add it to their portfolio.
  • Purpose beats timing. As Stephan explains, gold should be used intentionally — as a hedge against inflation or a portfolio diversifier — not as a speculative bet. It doesn’t produce income, so going overweight can introduce unnecessary concentration risk.
  • Most investors don’t need more than 5–10%. Experts in the article generally agree that gold can play a strategic role, especially for those in capital preservation mode. But oversizing your allocation can backfire, especially when prices are at or near all-time highs.
  • The biggest trap? Recency bias. When assets rise quickly, it’s easy to feel like you’re missing out. But Stephan urges caution: emotional investing leads to poor decisions, especially with assets like gold that are better suited for long-term stability than short-term gains.

What’s Next?

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